What Is a Non-Owner SR-22 Insurance Policy in California? If you’ve been told you need an SR-22 to reinstate your California driver's license—but you don’t own a car—you might be wondering what your options are. That’s where non-owner SR-22 insurance comes in. Let’s break down what a non-owner SR-22 policy is, who needs it, and how to get it fast in California. Need it now? Call 619-297-4111 or 619-280-1700 What Is a Non-Owner SR-22 Insurance Policy? A non-owner SR-22 policy is a type of auto liability insurance designed for people who don’t own a vehicle but still need to prove financial responsibility to the California Department of Motor Vehicles (DMV). This policy is typically required if: You were convicted of a DUI or DWI You were caught driving without insurance Your license was suspended due to multiple traffic violations You need to reinstate your license but don’t currently have a car The SR-22 itself is not insurance , but a certificate your insu...